Rocky – A True Inspirational story

This is one of the SADDEST stories ever told in Hollywood. His name is Sylvestar Stallone. One of the BIGGEST and Most famous American Movie superstars. Back in the day,Stallone was a struggling actor in every definition. At some point,he got so broke that he stole his wife’s jewelry and sold it. Things got so bad that he even ended up homeless. Yes,he slept at the New York bus station for 3 days. Unable to pay rent or afford food. His lowest point came when he tried to sell his dog at the liquor store to any stranger. He didn’t have money to feed the dog anymore. He sold it at $25 only. He says he walked away crying.

ImageTwo weeks later,he saw a boxing match between Mohammed Ali and Chuck Wepner and that match gave him the inspiration to write the script for the famous movie,ROCKY. He wrote the script for 20 hours! He tried to sell it and got an offer for $125,000 for the script. But he had just ONE REQUEST. He wanted to STAR in  the movie. He wanted to be the MAIN ACTOR. Rocky himself. But the studio said NO. They wanted a REAL STAR.

They said he “Looked funny and talked funny”. He left with his script. Afew weeks later,the studio offered him $250,000 for the script. He refused. They even offered $350,000. He still refused. They wanted his movie. But NOT him. He said NO. He had to be IN THAT MOVIE.

After a while,the studio agreed,gave him $35,000 for the script and let him star in it! The rest is history! The movie won Best Picture,Best Directing and Best Film Editing at the prestigious Oscar Awards. He was even nominated for BEST ACTOR! The Movie ROCKY was even inducted into the American National Film Registry as one of the greatest movies ever!

And do You know the first thing he bought with the $35,000? THE DOG HE SOLD. Yes,Stallone LOVED HIS DOG SO MUCH that he stood at the liquor store for 3 days waiting for the man he sold his dog to. And on the 3rd day,he saw the man coming with the dog. Stallone explained why he sold the dog and begged for the dog back. The man refused. Stallone offered him $100. The man refused. He offered him $500. And the guy refused. Yes,he refused even $1000. And,Believe it or Not, Stallone had to pay $15,000 for the same,same dog he sold at $25 only! And he finally got his dog back!

And today,the same Stallone who slept in the streets and sold his dog JUST BECAUSE he couldn’t even feed it anymore,is one of the GREATEST Movie Stars who ever walked the Earth!

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Being broke is BAD. Really BAD. Have You ever had a dream? A wonderful dream? But You are too broke to implement it? Too tiny to do it? Too small to accomplish it? Damn! I’ve been there too many times!

Life is tough. Opportunities will pass you by,just because you are a
NOBODY. People will want your products but NOT YOU. Its a tough
world. If you aint already famous,or rich or “connected”,You will find it rough.

Doors will be shut on You. People will steal your glory and crash your hopes.You will push and push. And yet NOTHING WILL HAPPEN.

And then your hopes will be crashed.You will be broke. Damn broke. You will do odd jobs for survival. You will be unable to feed yourself. And Yes,you may end up sleeping in the streets.

It happens. Yes,it does.

BUT NEVER LET THEM CRUSH THAT DREAM. Whatever happens to
You,Keep Dreaming. Even when they crush your hopes, Keep Dreaming. Even when they turn you away,Keep Dreaming. Even when they shut you down,Keep Dreaming.

NO ONE KNOWS WHAT YOU ARE CAPABLE OF EXCEPT YOURSELF! People will judge You by HOW you look. And by WHAT You have.
But please, Fight on! Fight for Your place in history. Fight for your glory. NEVER EVER GIVE UP!

Even if it means selling all your clothes and sleeping with the dogs,ITS OKAY! But AS LONG AS YOU ARE STILL ALIVE,Your STORY IS NOT OVER. TRUST ME.

Keep Up the Fight. Keep your dreams and hope alive.

Rocky-Quotes

Your new year investment resolutions!

New Year brings with it new beginnings and optimism. A lot of people like to usher in the New Year with resolutions that they eventually end up breaking. Many of these New Year resolutions revolve around personal finance since financial well being is an important aspect of life. A lot of people usually fail to maintain such New Year financial resolutions because they over complicate their resolutions making them hard to maintain.

investment_resolutions

Before making your resolutions for 2014, the most important thing you should do is to review your current financial status. Here is a quick check for making a simple and achievable New Year resolution for anyone irrespective of earnings and expenditure. Apart from improving the overall financial health, this can help you take smarter financial decisions in the long term.

Review your investment portfolio: Reviewing one’s investment portfolio by the end of the year is one of the best steps for taking a good investment related resolution. While reviewing the overall investment portfolio, one must ask some basic questions as to how risky the investment portfolio is and explore the adjustments where required. If you are single and have started working only recently, you can afford a riskier portfolio compared to married people with families. One thing that is common while evaluating your personal investment portfolio for the year is to always maintain a balance between long term goals and any emergency requirements for a rainy day.

Pay off Debt: Paying off old debt is one of the best ways to usher in the New Year. Budgeting and paying off old debt might not be as difficult as it may appear and only require a principled approach. One can set up accounts to automatically deduct monthly expenses. Get out of the old debt trap to increase the chances of improving your financial health in the coming year.

The best approach is to start by paying off the debt with higher interest rates like credit card des and personal loans. If you have some surplus cash, you may also consider paying off loans as pre payment instead of paying EMIs. The best way to resolve pension debts is to keep a lookout for better interest options in the market to reduce the total term of the home loan thereby saving on the interest cost.  You can use the additional pay outs you received this year like bonus, incentives, LTA etc for paying off unwanted debts.

Invest in an Emergency Fund: In this day and age of increasing inflation, sudden job loss or a sudden illness of any family members can damage your finances. Therefore, it is imperative to consider investing in an emergency fund. Most financial experts are of the view that such emergency funds which also known as contingency fund, must hold finances that can sustain the dependent members of the family for a minimum period of six months. If you have not given due though to have an active emergency fund, make plans to start it this New Year. Make regular investments in your emergency fund which can gradually help you a build a corpus that is liquid with the ability to earn handsome returns.

Protect your family’s Financial Future: Protecting your family’s financial future is an essential step that needs to be a part of each financial resolution. A lot of people explore life insurance but totally ignore medical insurance for dependants and immediate family members. If you are one of those who have neglected medical insurance of your dependants, plan for a good package by this New Year.

For people seeking life insurance as an investment, one needs to understand that life insurance helps your dependants in case you are not around. Considering insurance purely as an investment vehicle is a bad financial decision that must be changed.

Improve Credit Scores: Another great New Year resolution is to improve your overall credit score (CIBIL). Many people are stuck with bad credit score due to their own financial mismanagement. Take a call before this New Year to cut out on unwanted credit cards and loans so that you do not end up spoiling your credit score in the coming year. If you are planning to avail some loans in the coming months, make sure that you keep a minimum gap of six months between the two loan applications. Pay your loans and credit cards on time avoiding late payments.

courtesy : Bank Bazar

The Elephant Rope : Failure is part of learning

As a man was passing the elephants, he suddenly stopped, confused by the fact that these huge creatures were being held by only a small rope tied to their front leg. No chains, no cages. It was obvious that the elephants could, at anytime, break away from their bonds but for some reason, they did not.

He saw a trainer nearby and asked why these animals just stood there and made no attempt to get away. “Well,” trainer said, “when they are very young and much smaller we use the same size rope to tie them and, at that age, it’s enough to hold them. As they grow up, they are conditioned to believe they cannot break away. They believe the rope can still hold them, so they never try to break free.”

The man was amazed. These animals could at any time break free from their bonds but because they believed they couldn’t, they were stuck right where they were.

Like the elephants, how many of us go through life hanging onto a belief that we cannot do something, simply because we failed at it once before?

Failure is part of learning; we should never give up the struggle in life.

Author : Unknown

Lessons on Life

There was a man who had four sons. He wanted his sons to learn to not judge things too quickly. So he sent them each on a quest, in turn, to go and look at a pear tree that was a great distance away.

The first son went in the winter, the second in the spring, the third in summer, and the youngest son in the fall.

When they had all gone and come back, he called them together to describe what they had seen.

The first son said that the tree was ugly, bent, and twisted.

The second son said no – it was covered with green buds and full of promise.

The third son disagreed, he said it was laden with blossoms that smelled so sweet and looked so beautiful, it was the most graceful thing he had ever seen.

The last son disagreed with all of them; he said it was ripe and drooping with fruit, full of life and fulfillment.

The man then explained to his sons that they were all right, because they had each seen but one season in the tree’s life.

He told them that you cannot judge a tree, or a person, by only one season, and that the essence of who they are – and the pleasure, joy, and love that come from that life – can only be measured at the end, when all the seasons are up.

If you give up when it’s winter, you will miss the promise of your spring, the beauty of your summer, fulfillment of your fall.

Don’t judge a life by one difficult season. Don’t let the pain of one season destroy the joy of all the rest.

Author : Unknown

A box full of kisses

Some time ago, a man punished his 3-year-old daughter for wasting a roll of gold wrapping paper. Money was tight and he became infuriated when the child tried to decorate a box to put under the Christmas tree.

Nevertheless, the little girl brought the gift to her father the next morning and said, “This is for you, Daddy.” He was embarrassed by his earlier overreaction, but his anger flared again when he found the box was empty.

He yelled at her, “Don’t you know that when you give someone a present, there’s supposed to be something inside it?”

The little girl looked up at him with tears in her eyes and said,”Oh, Daddy, it is not empty. I blew kisses into the box. All for you, Daddy.”

The father was crushed. He put his arms around his little girl, and he begged for her forgiveness.
It is told that the man kept that gold box by his bed for years and whenever he was discouraged, he would take out an imaginary kiss and remember the love of the child who had put it there.

In a very real sense, each of us as humans have been given a gold container filled with unconditional love and kisses from our children, friends, family and God. There is no more precious possession anyone could hold.

Author : Unknown

What goes around comes around

One day a man saw an old lady, stranded on the side of the road, but even in the dim light of day, he could see she needed help. So he pulled up in front of her Mercedes and got out. His Pontiac was still sputtering when he approached her.

Even with the smile on his face, she was worried. No one had stopped to help for the last hour or so. Was he going to hurt her? He didn’t look safe; he looked poor and hungry. He could see that she was frightened, standing out there in the cold. He knew how she felt. It was those chills which only fear can put in you. He said, “I’m here to help you, ma’am. Why don’t you wait in the car where it’s warm? By the way, my name is Bryan Anderson.”

Well, all she had was a flat tire, but for an old lady, that was bad enough. Bryan crawled under the car looking for a place to put the jack, skinning his knuckles a time or two. Soon he was able to change the tire. But he had to get dirty and his hands hurt.

As he was tightening up the lug nuts, she rolled down the window and began to talk to him. She told him that she was from St. Louis and was only just passing through. She couldn’t thank him enough for coming to her aid.

Bryan just smiled as he closed her trunk. The lady asked how much she owed him. Any amount would have been all right with her. She already imagined all the awful things that could have happened had he not stopped. Bryan never thought twice about being paid. This was not a job to him. This was helping someone in need, and God knows there were plenty, who had given him a hand in the past. He had lived his whole life that way, and it never occurred to him to act any other way.

He told her that if she really wanted to pay him back, the next time she saw someone who needed help, she could give that person the assistance they needed, and Bryan added, “And think of me.”

He waited until she started her car and drove off. It had been a cold and depressing day, but he felt good as he headed for home, disappearing into the twilight.

A few miles down the road the lady saw a small cafe. She went in to grab a bite to eat, and take the chill off before she made the last leg of her trip home. It was a dingy looking restaurant. Outside were two old gas pumps. The whole scene was unfamiliar to her. The waitress came over and brought a clean towel to wipe her wet hair. She had a sweet smile, one that even being on her feet for the whole day couldn’t erase. The lady noticed the waitress was nearly eight months pregnant, but she never let the strain and aches change her attitude. The old lady wondered how someone who had so little could be so giving to a stranger. Then she remembered Bryan.

After the lady finished her meal, she paid with a hundred dollar bill. The waitress quickly went to get change for her hundred dollar bill, but the old lady had slipped right out the door. She was gone by the time the waitress came back. The waitress wondered where the lady could be. Then she noticed something written on the napkin.

There were tears in her eyes when she read what the lady wrote: “You don’t owe me anything. I have been there too. Somebody once helped me out, the way I’m helping you. If you really want to pay me back, here is what you do, do not let this chain of love end with you.” Under the napkin were four more $100 bills.

Well, there were tables to clear, sugar bowls to fill, and people to serve, but the waitress made it through another day. That night when she got home from work and climbed into bed, she was thinking about the money and what the lady had written. How could the lady have known how much she and her husband needed it? With the baby due next month, it was going to be hard… She knew how worried her husband was, and as he lay sleeping next to her, she gave him a soft kiss and whispered soft and low, “Everything’s going to be all right. I love you, Bryan Anderson.”

There is an old saying “What goes around comes around.”

Author: Unknown

Dreams

Everybody dreams, but there are few who place any importance to the phenomena of sleep. Before we can begin to comprehend or even analyze dreams, whether our dreams are symbolic or otherwise, we must first divert from our mind our materialistic conceptions of what the individual called man really is. The external or physical man, is no more the man than the coat he wears. The physical man is only an instrument of which the real inner man or soul expresses itself in the physical universe. Various materialistic theories have been given in the past, trying to explain the mighty phenomena of dreams, but these theories have always been more or less unsatisfactory. Why? Because the-materialist tries to explain the riddle of human existence without an individual human spirit his explanation will always be unsatisfactory.

Dreams afford a separation of soul and body. As soon as the senses become torpid, the inner man withdraws from the outer. There are three different ways which afford this separation. First, natural sleep. Second, induced sleep, such as hypnotism, mesmerism or trance. Third, death. In the above two cases the man has only left his physical body temporarily, whereas in death he has left it forever. In the case of death, the link which unites soul and body, as seen by clairvoyant vision, is broken, but in trance or sleep it is released. The real man is then in the astral world. He now functions in his astral body, which becomes a vehicle for expressing consciousness, just as the physical body is an instrument for expressing consciousness in the waking state.

Consciousness is not annihilated when the man is in the Astral world, it is only temporarily suspended. Just the same as in the case of death. The man is fully conscious in the astral regions clothed in the body of the Astral matter. This Astral body is in the physical and extends little beyond it. The Astral world is here and now, interpenetrating the physical, and not in some remote region above the clouds as so many imagine.

Man is a soul. He has a body. He expresses himself in three worlds. While he functions in the physical body, viz., physical, emotional and mental worlds. Just as the Astral interpenetrates the physical the mental interpenetrates the Astral. The Astral body in which man functions during sleep is the body of emotions and desires and he expresses these desires and emotions in the physical life.

The Astral body in which man functions during sleep is very subtle matter. It resembles the physical. In fact, it is an exact reproduction of it, but it can only be seen by clairvoyant vision. When a man leaves his body in sleep or death, the spirit must leave the physical body before it will be rested and recuperated to enable it to undergo the strenuous daily toil of physical life.

Here is an example. Let a man go to bed say ten o’clock. Let him sleep until six next morning. The ordinary man will awaken feeling refreshed and ready for his daily toil. Let him go to bed at ten, lie awake all night, next morning he will not feel refreshed and during the day he may feel sluggish and sleepy. Let him go to bed and lie awake night after night for a few weeks, what will be the result? He will be a physical wreck. Although he may have the same amount of hours lying in bed, he will not feel recuperated and refreshed unless he has had his natural sleep and this can only come to pass.

When the soul or spirit withdraws from the physical body, the physical body is not the man, and as long as our materialistic writers who endeavor to interpret dreams fail to grasp the nature of the inner man, the real self, they will be forever groping in the dark.

The first question that naturally arises in the mind of the layman is this: How can a man leave his body in sleep and continue its natural functions such as digestion, circulation of blood, etc.

We do not consciously direct the circulation of the blood, or any of the natural bodily functions during our waking state. These things go on whether we will them or not. Although the spirit leaves the body in sleep as previously stated, there is still a magnetic connection with soul and body. This magnetic connection acts on the sympathetic nervous system and the cerebro spinal which controls the functions of the human organism. In sleep the astral man may be in the immediate vicinity of his sleeping recuperating physical body or it may be thousands of miles away in space, the magnetic connection still exists regardless of the distance. No matter what distance the astral man is away from his physical body, he can return to it with the rapidity of thought, as the saying is, for it is the soul that thinks, the brain is only an instrument of the soul.

Many of our dreams may be attributed to subconscious memory, for when our mind is centered on a certain train of thought these thoughts are apt to filter through into the conscious state in sleep. The subconscious memory cannot be truthfully called a dream, for it is only a memory of something we have previously perceived in reality or imagination. One only has to examine his subconscious dream in the light of reason to eliminate them. Telepathy does explain some of our dreams, for just as it is possible for minds to receive telepathic communications (thought transference) from another in the walking state, it is also possible for the so-called dead to have telepathic communication with the living, for thought is a power, its limitation is unknown.

While many of our dreams may be traced to subconscious memory or telepathy and happenings of material affairs of our daily lives, others are undoubtedly the astral happenings of the ego while functioning in the etheric regions. There we meet not only the misnamed dead but also many of those who are still in the physical body, and let me state here that many of our difficult problems of physical life are worked out in sleep.

The old axiom, “I will go to sleep on it,” has a greater significance than is generally attributed to it, for sleep and dreams have more to do in shaping your lives than you have any idea of. You can go to school in sleep and study anything you are studying in physical life and make marvelous progress. This requires much training, however. Keeping the mind free from evil thoughts is most essential to enable the sincere investigator to enter that larger state of consciousness, for the thoughts of our waking state have a more or less effect on the ego during sleep. Every individual harbors a certain train of thought, whether at business or pleasure this train of thought has a tremendous influence on the ego, in fact it shapes ones destiny.

Choose well your thoughts for your choice is brief and yet endless. —Anna Besant in Thought Power

Man may be said to live two lives in one, one when he is fully awake and the other when he is sound asleep. These two lives, of course, is the expression of his one existence. The highly developed, spiritual man as he retires into the interior world during sleep, realizes a state of spiritual bliss that is far beyond the stage of ordinary mortals. Man has been in the habit of looking at himself as a mass of flesh and muscle with a slight chance of realizing the Divinity within him. As the earnest soul gradually arouses himself he finds his proper place in the universe, for within him are all the attributes of deity, and when he reaches the end of the long evolutionary journey that is ahead of him he will find himself and know what he is destined to be, a God.

Author : Yacki Raizizun (The above essay has been taken from his book The Secret of Dreams)

The Importance of Having Friends

Once upon a time, a lonely hawk lived on a tree by the riverside. He was young and handsome but he had no friends.

One day, he saw a beautiful she-hawk sitting on a tree and wanted to marry her but the she-hawk refused to marry him, as he had no friends.

“Will you marry me if I make three friends?” – he asked. She said that she definitely would.

The hawk then went looking for friends. While flying on the other bank of the river, he saw a huge tortoise. The hawk flew down to him and said, “Dear tortoise, will you be my friend and help me in my hour of need?” The tortoise agreed to become his friend and said, “Call me whenever you need me and I shall come to your side.”

The hawk also promised him his help at any time and then flew in search of the second friend. Soon, he came upon an osprey. The hawk went to it and asked her if she would be his friend and help him in time of his need. The osprey very gladly accepted his friendship and offered her help whenever he needed it.

The hawk was glad that he had made two friends.

He went on searching for a third friend. He flew over the jungle and saw a tiger. Fearless as he was, he went near the tiger and requested him to be his friend. The tiger readily accepted his friendship and said, “From now onwards, I am your friend. Nobody will harm you. If anyone tries to harm you, call me and I will be there to help you.”

The hawk was very happy. He thanked the tiger, flew back to the she-hawk and said, “I have made three friends, a tortoise, an osprey and a tiger. Will you marry me now?”

The she-hawk agreed to marry him. Soon, their marriage took place. The three friends attended the hawk’s marriage.

After some-months, she-hawk gave birth to two baby hawks. The parent hawks were very happy to have cute little babies. They lived happily in their nest.

One day, two hunters came and sat under that tree. They were tired and hungry. They had not been able to hunt any animal. They decided to catch some fish. But, they couldn’t catch even a single fish.

It was getting dark and the hunters decided to spend the night under that tree. To keep themselves warm, they lit a fire. The fire soared high. The hawk-babies on the tree could not bear the heat and the smoke coming out of the fire. They started crying. The Hunters heard their cries.

One of them said, ”There are birds on this tree. Let us catch them. We shall roast them on the fire and eat them.” The other one agreed.

The hawks heard them and were really worried about the safety of their babies. The she-hawk suggested that they seek help from their friends. The hawk went to the osprey and told her his problem. The osprey said, “Go home and protect your babies. I shall tackle with the hunters.”

The osprey dived into the river and then flew over the fire. The water from her wet feathers fell on the fire. She repeatedly dived into the river and flew over the fire. The water from her feathers put off the fire.

The hunters decided to light the fire again; however, as soon as they lit the fire, again the osprey put it off.

In the meantime, the hawk went to get help from the tortoise. When the tortoise heard about the hawk’s problem, he said to him, “Do not worry dear friend, I will be there in no time and tackle the hunters in my own way. Go and protect your family.”

The hawk flew to the tree and the tortoise reached the tree. He went quite close to where the hunters were sitting and trying to light the fire again. The hunters saw the tortoise and one of them said, “Look there is a huge tortoise. Let’s forget about the hawks and catch this tortoise.”

The other hunter agreed and said, “Let’s tear our shirts and make a rope. We shall tie its one end to the tortoise and other to our waists. Then we will pull the tortoise with all our strength.” The other hunter liked the idea. Soon, they make a rope out of their shirts. They tied one end of the rope to the tortoise’s legs. Then, trying the other end to their waist, they could not pull the tortoise. The tortoise’s strength was much greater than the two hunters were together.

The tortoise pulled the two men into the water. Once, inside the water, it was very easy for the tortoise to drag them. With great efforts, they cut the rope that was tied to their waist and swam back to the bank. They were now feeling very cold. They had lost their shirts. They thought of making a fire again.

Seeing them collecting leaves and twigs, the hawk was worried again. He flew to the forest and called his third friend, the tiger. He found the tiger at the edge of the forest. When the tiger heard the hawk’s problem, he immediately rushed towards the riverbank.

The hunter had now lit the fire and one of them was preparing to climb the tree to get the hawk babies. Just then, the tiger reached the tree. Seeing the tiger, the hunters ran from there and never came back again.

The hawk thanked all his three friends for their kind and timely help. He also realized that it is very important to have at least a few friends. The female-hawk was very wise in advising the hawk to make friends before marrying him.

Author : Unknown